Funeral Policy Coverage That Honors Your Loved Ones with Dignity

No family should face financial stress during their darkest hour.

A funeral policy from Royal Palace ensures your loved ones receive the dignified farewell they deserve.

We cover funeral expenses so your family can focus on grieving, not worrying about costs.

Protect up to 8 family members with one policy.

Premiums start from just $5 per month.

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Why Zimbabweans Trust Royal Palace Funeral Policy

Losing someone you love is painful enough.

The last thing your family needs is a financial burden during mourning.

Royal Palace has helped thousands of Zimbabwean families across Harare, Bulawayo, and nationwide give their loved ones dignified send-offs.

What makes our funeral policy different:

Immediate Family Coverage – One policy protects you, your spouse, children, and extended family members.

Fast Payout Guarantee – Claims processed within 48 hours. No waiting when you need support most.

Complete Funeral Services – We don’t just give you cash. We handle everything from coffins to transport to burial arrangements.

No Waiting Period for Accidents – If tragedy strikes unexpectedly, you’re covered from day one.

Affordable Premiums – Pay in USD or ZWL. Plans designed for every budget.

Complete Funeral Policy Benefits

What Your Funeral Cover Includes:

Professional Funeral Services

Quality coffins in various styles
Embalming and body preparation
Mortuary fees covered
Funeral venue arrangements
Tents, chairs, and equipment hire

Transportation Services

Hearse for the deceased
Transport for family members
Long-distance repatriation (Zimbabwe-wide)
Cross-border repatriation options available

Burial or Cremation Costs

Cemetery fees
Grave-digging services
Tombstone contribution
Cremation services (if preferred)

Documentation Support

Death certificate assistance
Legal paperwork guidance
Claim form processing help

Immediate Cash Benefit

Grocery allowance for the mourning family
Emergency cash for unexpected expenses
Flexible payment in USD or ZWL

Extended Benefits

Memorial service support
Grief counseling referrals
Death notice publication

Flexible Funeral Policy Plans for Every Family

Starter Funeral Cover: Perfect for individuals and small families.

Coverage: $1,500 – $3,000
Premium: From $5/month
Family Members: Up to 4 people
Ideal for: Young professionals, single parents

Family Funeral Policy: Comprehensive protection for the whole family.

Coverage: $3,500 – $6,000
Premium: From $12/month
Family Members: Up to 6 people
Ideal for: Growing families, extended family care

Premium Funeral Cover: Maximum dignity and support when it matters most.

Coverage: $7,000 – $15,000
Premium: From $25/month
Family Members: Up to 8 people
Ideal for: Large families, premium service expectations

All plans include full funeral services, not just cash payouts.

Compare Plans & Prices

Who Can Be Covered Under Your Funeral Policy?

Primary Members:

You (the policyholder)
Your spouse or partner

Dependents You Can Add:

Your children (up to age 21, or 25 if studying)
Your parents and parents-in-law
Your siblings
Your grandchildren
Extended family (terms apply)

Special Diaspora Funeral Policy: Living abroad but want to protect family in Zimbabwe? Our Diaspora plan covers your relatives back home with premium payments from anywhere in the world.

How Royal Palace Funeral Policy Works

Step 1: Choose Your Plan. Select coverage amount based on your family size and needs. Not sure? Our advisors help you choose the right funeral policy.

Step 2: Quick Application Complete a simple form online, by phone, or at our Harare or Bulawayo offices. No medical exams for most plans.

Step 3: Instant Activation. Once approved, your funeral cover starts immediately for accidental death. Natural death cover begins after 6 months.

Step 4: Pay Affordable Premiums Monthly, quarterly, or annual payments. Choose USD or ZWL. Set up auto-debit for convenience.

Step 5: Claim When Needed Call our 24/7 hotline. We guide you through every step. Claims paid within 48 hours.

Real Stories from Real Families

“They Took Care of Everything”

“When my father passed, I was overwhelmed. Royal Palace handled the funeral arrangements, transport from Mutare to Harare, everything. The claim was paid in two days. I could focus on being with my family.”

Tendai M., Harare

“Affordable Protection That Actually Works”

“I was paying $8 a month. When my mother died suddenly, Royal Palace covered the entire funeral. No arguments. No delays. They even helped with the paperwork.”

Rumbidzai K., Bulawayo

“Worth Every Dollar”

“The best decision I made was getting this funeral policy. When my brother had an accident, we didn’t scramble for money. Royal Palace covered everything within 48 hours.”

Charles T., Gweru

Join 50,000+ Protected Families

Why Choose Royal Palace Over Other Funeral Policies?

We Don’t Just Pay Claims – We Provide Complete Service

Many funeral policies only give you cash. You still have to arrange everything yourself during your grief.

Royal Palace is different.

We Handle Everything: Our experienced funeral services team manages all arrangements. From the mortuary to the burial site. You make the key decisions. We handle the logistics.

Local Understanding: We understand Zimbabwean funeral customs and traditions. Whether you need traditional burial rites or modern services, we respect your cultural needs.

No Hidden Exclusions: Our funeral policy documents are written in plain English. You’ll always know exactly what’s covered. No surprises when you need to claim.

Empathy in Action Our staff are trained to support grieving families with compassion. We’re not just an insurance company. We’re your partner in difficult times.

Funeral Policy FAQ’s

How soon can I claim after buying a funeral policy? Accidental death is covered immediately. Natural death is covered after 6 months. This waiting period protects all policyholders by keeping premiums affordable.

Can I increase my funeral cover later? Yes. As your family grows, you can upgrade your funeral policy. Contact us anytime to adjust coverage.

What happens if I miss a payment? We offer a 30-day grace period. Your funeral cover remains active during this time. We’ll remind you before any lapse.

Do you cover deaths outside Zimbabwe? Yes. If a covered family member dies abroad, we assist with repatriation and funeral services in Zimbabwe.

Is HIV/AIDS covered? Yes. After the waiting period, all natural causes, including illness, are covered under your funeral policy.

Get All Your Questions Answered

Get Your Funeral Policy Quote in 60 Seconds

Instant Online Quote: Answer 5 simple questions. Get your personalized funeral policy quote immediately, no phone calls required.

Speak to an Advisor: Call us for expert guidance on choosing the right funeral cover for your family.

Visit Our Offices: Meet our team face-to-face in Harare or Bulawayo. Walk in anytime during business hours.

WhatsApp Quote: Send us a message. Get your funeral policy quote on your phone.

Protect Your Family’s Dignity Today

Don’t leave your loved ones with impossible financial decisions during their darkest moments.

A funeral policy from Royal Palace costs less than a monthly grocery shop but provides priceless peace of mind.

Your family deserves dignity. You deserve peace.

Get Free Quote Now

Why Royal Palace Funeral Policy?

✓ Licensed by Insurance & Pensions Commission (IPEC)
✓ Over 15 years of Serving Zimbabwean Families
✓ 48-Hour Claim Processing Guarantee
✓ 24/7 Emergency Bereavement Support
✓ Offices in Harare, Bulawayo & Nationwide Network